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Need To Borrow Less Than $500? Pawn Shop or Payday Loan…?
If you need to borrow less than $500 and are wondering whether you should apply for a payday loan or just pawn one of your valuables, you have to weigh...
What Really Affects Your FICO Score?
Ever wonder how your credit score is calculated? Although many companies are can gather your credit history and produce your credit score, there one major kind of credit score most...
Dead End Loans, You’ve Got To Avoid: Part 3
In Dead End Loans You’ve Got To Avoid: Part 1 and Part 2, you had a chance to see the bad side effects of pay day loans, car title loans,...
Dead End Loans You’ve Got To Avoid: Part 2
Financial binds can trap anyone, but before you go out looking for a loan there are some options you may never want to consider. In Dead End Loans You’ve Got...
Dead End Loans You’ve Got To Avoid: Part 1
A tight financial bind usually pushes people into making desperate financial decisions. Those decisions usually show up in the form of loans. While not every loan is bad, some loans...
Is Someone Using Your Child’s Credit?
Though they may be too young to have a credit score, parents should be proactive about checking their child’s credit report. Kids can easily become victims of identity theft and...
Ouch! You’ve Just Been Denied Credit – Here’s What To Do Next
So, you’ve applied for a loan and found out you were DENIED. You probably feel bummed, but you may also be wondering what to do next. Before you get up...
How to Build Credit When You’re Just Starting Out: Part 3
Building good credit when you’re just starting out doesn’t have to be a worry. All you need is a little patience along with some good strategies and before you know...
How to Build Credit When You’re Just Starting Out: Part 2
In part one of “How to Build Credit When You’re Just Starting Out”, you could see how getting a cosigner or becoming an authorized user will help you to establish...
How To Build Credit When You’re Just Starting Out: Part 1
If you’re new to the world of credit, then you probably know it isn’t easy to establish good credit. Getting lenders to trust you can be a challenge as they...