Thinking of traveling during the winter holidays? Summer is the perfect time to sign up for a new travel credit card. Signing up months in advance is a great way to soak up bonus benefits including points for flight travel. Planning ahead at least five months gives you time to receive the card, and use the card.

How much do you need to spend? The answer varies, but you may want to spend anywhere between $2,000 and $5,000. Ways to spend include your daily expenses, bills, and insurance premiums. You may also want to consider buying gifts with your card. Keep in mind that you should only spend what you actually have in cash. This is the safest way to cover the costs before interest accrues.